Michigan’s auto insurance costs consistently rank the highest in the nation. Same for the city of Detroit, which can cost double the state’s already high average.

How to fix this madness that’s emptying the pockets of Michiganders? Lawyer and Auto Law Blog writer Steve Gursten has some ideas.

In this thoughtful conversation with Sven Gustafson, Steve lines out the problems and some of a possible solution to this problem… without getting rid of lots of benefits.

But it would require the politicians to do something they’ve been unwilling to do up to this point. And insurance companies probably wouldn’t like it, either.

Sven and Steve also discuss the merits of Detroit Mayor Mike Duggan’s lawsuit, with the goal of bringing insurance prices down.

Below is the interview as part of the Daily Detroit podcast:

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